Mortgage QC/Internal Audit Analyst
Village Capital & Investment
- Henderson, NV
- Permanent
- Full-time
- Conduct independent quality control audits on mortgage originations and servicing to ensure compliance with regulatory, investor, and company guidelines.
- Identify and report operational, regulatory, or compliance risks, recommending corrective actions and supporting remediation efforts.
- Review loan files for adherence to federal, state, and investor requirements (e.g., RESPA, TILA, ECOA, CFPB, Fannie Mae, FHA, VA).
- Prepare audit reports, track findings, and provide data analysis and trending insights for management.
- Collaborate with internal teams and support external audits while staying informed on industry regulations and guideline updates.
- Proven experience with problem-solving skills and attention to detail.
- Strong communication and interpersonal skills.
- Ability to work independently and as part of a team with minimal supervision and exercise sound judgement.
- Proficiency in Windows and Encompass (Encompass preferred).
- Strong problem-solving skills and attention to detail.
- 3-5 years of mortgage industry experience with expertise in both loan originations and servicing.
- In-depth knowledge of federal and state mortgage regulations (e.g., RESPA, TILA, TRID, ECOA, HMDA, FDCPA, CFPB).
- Experience in quality control, compliance, internal audit, or risk management, with familiarity with agency, government, and private investor guidelines.
- Strong analytical, attention-to-detail, and communication skills, including effective report writing.
- Proficiency in mortgage systems like Encompass or MSP, with the ability to handle multiple audits and deadlines efficiently.
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance