Credit Manager

Warren Oil

  • West Memphis, AR
  • Permanent
  • Full-time
  • 1 month ago
A Credit Manager oversees a company's credit-granting process, ensuring timely payments and minimizing bad debts by assessing creditworthiness, setting credit limits, and managing loan terms and policies.
  • Credit Assessment:
Evaluate potential customers' creditworthiness, using credit scores, risk projections, and other factors to determine loan eligibility.
  • Policy Development and Implementation:
Develop, review, and update the company's credit policies and procedures, ensuring compliance with regulations.
  • Risk Management:
Monitor loan payments, identify potential risks, and take proactive measures to mitigate bad debts.
  • Record Keeping:
Maintain accurate records of loan applications, transactions, and customer credit information.
  • Customer Relations:
Build and maintain effective working relationships with clients, colleagues, and team members.
  • Collections:
Follow up on delinquent accounts and manage debt settlements and loan renewals.
  • Data Analysis:
Analyze credit data and financial statements to identify trends and potential risks.Skills and Qualifications:
  • Education: Bachelor's degree in accounting, business administration, finance, or a related field.
  • Experience: Proven work experience as a credit manager or in a related field.
  • Skills: Strong analytical and problem-solving skills, excellent communication and negotiation skills, and a good understanding of financial principles and credit management practices.
  • Software Proficiency: Familiarity with JDE a +

Warren Oil