Sr Analyst, FP&A Credit

PayPal

  • New York City, NY
  • $84,500-140,250 per year
  • Permanent
  • Full-time
  • 16 hours ago
The CompanyPayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.Job Summary: We are looking for a highly motivated Senior Financial Analyst to join PayPal’s Finance team supporting PayPal’s Consumer Credit products. In this position, you will be responsible for contributing to the financial planning, budgeting, and forecasting process for PayPal’s consumer credit portfolio. You will play a critical role in developing forecasts, conducting financial analysis, and providing analytical insights to drive strategic decision-making within the Consumer Credit organization.Job Description:Essential Responsibilities:
  • Support planning and forecasting processes
  • Review business performance on regular cadences (weekly, monthly, quarterly)Collaborate with stakeholders to gather inputs and summarize insights
  • Produce executive-level presentations
  • Work closely with the finance and technical teams to drive process and system improvements
  • Facilitate discussions with various stakeholders, manage expectations, and collaborate cross-functionally
  • Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives
  • Document and escalate potential risks/issues, assist in developing mitigation strategies, and support their implementation
Minimum Qualifications:
  • Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.
Preferred Qualification:
  • Bachelor’s degree in Finance or Accounting (or related field). MBA, CFA, CPA are a plus.
  • 3+ years of progressive FP&A/Finance career experience (corporate FP&A, strategic finance, investment banking, PE, consulting) and a proven track record.
  • Experience in financial services, capital markets, fintech, banking, and/or lending preferred.
  • Computer savvy with advanced proficiency in MS Office, especially with Excel and PowerPoint (VBA experience a plus)
  • Demonstrated excellence in financial modeling (3 statement) and Excel.
  • Self-starter and able to work with minimal guidance, with demonstrated ability to work in a fast-paced and dynamic environment. Persistent curiosity, desire to learn, and eager to solve problems and improve processes.
  • Strong data analysis skills, but also able to synthesize the big picture by identifying connections and relationships in data. SQL experience a plus.
  • Technical competence with accounting principles and financial reporting standards.
  • Strong experience with financial modeling, scenario analysis, and sensitivity analysis
Subsidiary: PayPalTravel Percent: 0-PayPal is committed to fair and equitable compensation practices.Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit . The US national annual pay range for this role is $84,500 to $140,250PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit .For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.Our Benefits:At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit .Who We Are:to learn more about our culture and community.Commitment to Diversity and InclusionPayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .Belonging at PayPal:Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.Any general requests for consideration of your skills, please .We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.Notice to Applicants and Employees who reside within New York City. Click to view the notice.

PayPal