
Market President - To 170K - Grand Rapids, MI - Job 3380
- Grand Rapids, MI
- $170,000 per year
- Permanent
- Full-time
- Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk.
- Soliciting commercial clients; actively seeking and obtaining quality new business through client and prospect calls, referrals, and cross-selling efforts.
- Obtaining and maintaining COIs and attending various networking events in the assigned geographic area.
- Generating a wide variety of commercial and real estate loans.
- Contributing to deposit growth by cross-selling and promoting additional banking products
- Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans.
- Holds the accountability and responsibility for all aspects of the market’s commercial lending performance
- Participates in strategic planning for the local market.
- Develops and implements marketing plan/selling strategies for the commercial lending team
- Manages, coaches and develops a team of Relationship Managers to achieve assigned goals and objectives.
- Reviews and analyzes title reports or surveys to determine issues and any present or potential risks.
- Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation.
- Meeting with applicants to obtain information for loan applications and to answer questions about the process.
- Guiding loans through the approval and closing process.
- Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services.
- Representing the Bank in the community through professional and civic involvement is critically important to this role.
- A bachelor’s degree in banking, finance, or other related field is preferred.
- Seven or more years of direct lending or credit support-related experience with a focus on business relationships.
- Proven background in generating both CRE and C&I loans of between $12MM and $15MM in annual production.
- Formally credit-trained and /or underwriting knowledge and experience are preferred.
- Experience analyzing financial statements.
- Familiarity with the sales, loan processing, and closing processes.
- Extensive knowledge of Commercial Banking products and services including working knowledge of C&I as well as Owner-Occupied and Investment Commercial Real Estate loans.
- Thorough knowledge of Federal and State regulations covering commercial banking activities.
- Ability to expand loans, client relationships, and cross-sell bank products.
- Strong analytical ability with effective written and verbal communication skills required.
- Efficient use of Outlook, Word, and Excel applications.
- Excellent interpersonal skills.