Vice President, Bank Secrecy Act Officer

Western Union

  • Denver, CO
  • Permanent
  • Full-time
  • 8 days ago
BSA Officer – Bank Secrecy Act OfficerWestern Union powers your pursuit.We are seeking a senior compliance leader to serve as the principal Global Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) Officer. In this role, you will operate within the BSA/AML (Bank Secrecy Act/Anti-Money Laundering) Office, which has responsibility for developing, implementing, and overseeing all aspects of the BSA Compliance Program, as well as AML requirements in countries outside the US. Reporting to the Chief Compliance Officer, this role will oversee projects to include Global Policy and Procedures, Partner and Agent Onboarding, Regulatory Outreach, Licensing and Exam Management responsibilities for all the Western Union subsidiaries.Role ResponsibilitiesOversee critical areas—including BSA/AML, Licensing, Regulatory Compliance —while modernizing compliance frameworks, risk systems, and processes to maximize effectiveness amid resource constraints and foster a high-performance culture that aligns with business priorities.Develop & Administer BAS/AML Compliance Program: Create and implement policies, procedures, and internal controls to prevent and detect money laundering and terrorist financing. Driving enterprise-wide risk and compliance oversight, leading the strategic and operational transformation of licensing, exam management, compliance policies and procedures and compliance training. Overseeing functional budget and planning.Regulatory Awareness & Compliance: Stay up to date on BSA, AML, OFAC and all other pertinent regulations and ensure the institutions’ programs, products and services remain compliant. Ability to address emerging areas of regulatory focus, ensuring adherence to industry best practices.Training & Culture Building: Develop and deliver training programs for staff, Board of Directors and Agents on BAS/AML regulations and the Company’s policies, fostering a strong culture of compliance.Reporting: Prepare and present reports to senior leadership and regulatory authorities on BSA/AML Compliance, risks, and program effectiveness.Strategic Compliance Leadership Guide global strategic initiatives in support of meeting US and foreign regulator and law enforcement requirements. The Leadership Success Profile includes Leads People, Drives Execution, Purpose driven, work together and Owns results.
Anti-Money Laundering & Sanctions Compliance – Develop and oversee AML and sanctions programs, including transaction monitoring, regulatory reporting, and due diligence processes in accordance with Financial Action Task Force (FATF) standards.Team Leadership & Development Teamwork - Build and mentor a high-performing team. Balances team and individual responsibilities. Establish key objectives and risk indicators to drive accountability and “success profiles “Critical Thinking Skills - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations.Collaboration -Spearheaded Lead cross-functional collaboration to ensure alignment with senior leadership and provide strategic risk and compliance advice, significantly enhancing organizational resilience and operational efficiency.Actively ensures compliance with company and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies, and procedures.Role Requirements
  • Minimum of 10 years of experience in a substantive AML compliance role within a financial institution, regulatory agency, legal practice (prosecution or defense), or consulting firm.
  • Proven history in U.S. and international AML/CFT laws, regulations, and enforcement frameworks.
  • Partner with business leaders of each of the BSA/AML Office’s units to help ensure proper day-to-day functioning of our global program.
  • Prepare and/or conduct final reviews of decision memoranda, reports, and summaries to communicate recommended or indicated compliance actions.
  • Familiarity with global AML regulatory bodies and standards (e.g., FATF, FinCEN, OFAC).
  • Skilled in analyzing regulatory guidance and enforcement actions to identify compliance gaps and recommend corrective measures.
  • Proven ability to collaborate with business units to resolve discrepancies, clarify compliance requirements, and develop actionable recommendations.
  • Strong attention to detail, organizational skills, and ability to manage multiple priorities under tight deadlines.
  • Demonstrated autonomy in decision-making, especially in situations with limited information.
  • Excellent written and verbal communication skills; writing samples required.
  • Creative problem solver with initiative and sound judgment.
  • Capable of mentoring and guiding team members on specific tasks and projects.
  • Trusted to oversee sensitive and confidential matters with professionalism and discretion.
  • Bachelor’s degree required; JD or MBA preferred.
  • Must have global financial services and banking industry experience. Additional experience in AI and crypto preferred.
  • Certified Anti-Money Laundering Specialist (CAMS) or Certified BAS/AML Professional (CBAP) certifications are required.
We make financial services accessible to humans everywhere. Join us for what is next.Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We are a diverse and passionate customer-centric team of over 8,000 employees serving two hundred countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You will have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you are ready to help drive the future of financial services, it is time for Western Union. Learn more about our purpose and people at .Salary
The on-target earnings range is $ 205,000 - $273,500 per year, base salary. Short-term incentives that align with individual and company performance is not included in that range . Actual salaries will vary based on candidates' qualifications, skills, and competencies.BenefitsYou will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few ( ). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.Your United States – specific benefits include:
  • Family First Program
  • Flexible Time off
  • Medical, Dental and Life Insurance
  • Tuition Assistance Program
  • Parental Leave
Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, solve problems together, and innovate.Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation for applicants, including those with disabilities, during the recruitment process, following applicable laws.Estimated Job Posting End Date: 09-30-2025This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

Western Union