Senior Credit Analyst

Tech Electronics

  • Saint Louis, MO
  • Permanent
  • Full-time
  • 26 days ago
  • Apply easily
Who is Tech Electronics?We provide systems and services that help our customers work smarter, feel safer, and collaborate more effectively. Tech Electronics is a technology services organization headquartered in St. Louis, Missouri with seven offices across the Midwest.At Tech Electronics, we specialize in low voltage life safety and communication systems in the education, healthcare, construction, government, commercial-industrial, SMB, and worship industries. From fire alarm installation and testing to security cameras and video surveillance, our tailor-made solutions deliver connection and protection.Why Tech Electronics?At Tech Electronics, we pride ourselves on bringing a unique family atmosphere to an ever-evolving technology marketplace. We recognize that our people made us special when we opened our doors nearly 60 years ago, and they continue to do so today.We prioritize giving motivated individuals opportunities to find their gifts, develop their talents, and live their lives to the fullest. If you're looking for a job that's more than just a job, our Tech family is waiting for you!What's in it for you?
  • EXCELLENT WAGES
  • Paid Time Off & Accrued Personal Time
  • Tuition Reimbursement
  • Generous Holiday Schedule - 8 days annually
  • Immense Growth Opportunities
  • Relaxed Family Culture
About the Role: Tech Electronics is seeking an experienced and detail-oriented Senior Credit Analyst to join our finance team. In this role, you will assess customer creditworthiness, manage credit limits, and ensure strong cash flow to support the company's financial stability and growth.Key Responsibilities:
  • Analyze financial trends impacting the business and overall cash flow.
  • Assess customer creditworthiness by reviewing financial statements, credit reports, and payment history.
  • Establish and monitor customer credit limits to minimize financial risk exposure.
  • Approve or decline credit applications in accordance with company policies and risk tolerance.
  • Monitor existing accounts for changes in financial status and adjust credit terms as necessary.
  • Oversee invoicing and ensure timely collections to maintain healthy cash flow.
  • Follow up on overdue accounts and resolve billing discrepancies efficiently.
  • Implement effective collection strategies to reduce bad debt exposure.
  • Maintain accurate records of receivables and prepare aging reports.
  • Prepare regular credit and receivables reports for management review.
  • Track key performance indicators (KPIs), such as Days Sales Outstanding (DSO), to identify areas for improvement.
  • Negotiate payment terms with customers while maintaining positive relationships.
  • Ensure compliance with company policies, financial standards, and industry regulations.
  • Collaborate closely with the sales, finance, and legal teams to align credit policies with business goals.
Qualifications:
  • Education: Master's degree in Business Administration (MBA) required, plus a Bachelor's degree in Accounting or Economics.
  • Experience: Minimum of 24 months of professional experience in credit analysis or a related financial field.
  • Experience at a Big 4 accounting firm is a plus.
  • Strong analytical and problem-solving skills with meticulous attention to detail.
  • Excellent communication, negotiation, and interpersonal skills.
  • Ability to work independently and collaboratively in a fast-paced environment.
  • Proficiency in financial analysis software and Microsoft Office Suite.
  • Experience with Acumatica and/or Sage ERP systems is a plus.
We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.We are a drug free workplace. Employment is contingent on passing a drug test.

Tech Electronics