Senior Underwriter
Village Capital & Investment
- Henderson, NV
- Permanent
- Full-time
- Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents
- Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation
- Maintain current knowledge of loan program guidelines, compliance requirements, and market trends
- Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary.
- Maintain productivity, quality, and turn-time standards as defined by management.
- Participate in internal and external audits by providing documentation and responses as requested
- Proven experience with problem-solving skills and attention to detail
- Strong communication and interpersonal skills
- Ability to work independently and as part of a team
- Proficiency in Windows and Encompass (Encompass preferred)
- Strong problem-solving skills and attention to detail
- Minimum of five years experience underwriting mortgage loans.
- Proficiency with Encompass and automated underwriting systems (DU, LP)
- In-depth knowledge of mortgage lending regulations and underwriting guidelines.
- Strong analytical and decision-making skills with a high level of accuracy and attention to detail.
- Excellent written and verbal communication skills.
- Ability to work independently and manage a high volume of files in a fast-paced environment.
- DE (Direct Endorsement) certification for FHA loans.
- SAR/LAPP approval for VA loans (Preferred)
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance