
Claim Representative
- Chicago, IL
- $42,100-71,600 per year
- Permanent
- Full-time
- Handles all aspects of workers' compensation medical only claims from set-up to case closure, ensuring strong customer relations are maintained throughout the process.
- Reviews claim and policy information to provide background for the investigation.
- Conducts three-part (insureds, claimants, and medical providers) investigations, obtaining facts and taking statements as necessary.
- Evaluates the facts gathered through the investigation to determine the compensability and relatedness of the medical treatment.
- Adhere to state regulations for assigned states.
- Adhere to Best Practice guidelines.
- Prepares reports on investigations, settlements, denials of claims, evaluations of involved parties, etc.
- Timely administration of statutory medical only benefits throughout the life of the claim.
- Sets reserves within authority limits for medical and expenses and recommends reserve changes to Supervisor throughout the life of the claim.
- Reviews the claim status at regular intervals and makes recommendations to Supervisor to discuss problems and remedial actions to resolve them.
- Controls and directs vendors and telephonic case managers on medical management.
- Complies with customer service requests, including Special Claims Handling procedures and file status notes.
- Submits workers' compensation forms and electronic data to states to ensure compliance with statutory regulations.
- Refers appropriate claims to subrogation and secures necessary information to ensure that recovery opportunities are maximized.
- Entry-level Medical Only Claim Examiner position.
- Knowledge of insurance, claims, and workers' compensation statutes, regulations, and compliance is a plus, but on-the-job training will be provided to the chosen applicant.
- Ability to incorporate data analytics and modeling into daily activities to expedite the fair and equitable resolution of claims and claim issues.
- A personal commitment to superior performance that adds value to our company and our customers.
- Ability to work effectively with a wide variety of people and in a team environment.
- An aptitude for evaluating, analyzing, and interpreting information.
- Superior customer service showcasing verbal, written, and interpersonal skills.
- Excellent organizational and time management skills which demonstrate the ability to multi-task and prioritize by accomplishing a high volume of tasks and assignments within defined deadlines.
- Adaptability to constantly evolving environments and demonstrable flexibility which meets or exceeds state requirements or customer's expectations.
- Experience, Education, & Requirements
- College degree in any area of study is preferred but not required.
- Prior workers' compensation medical only or similar claim handling experience is a plus but not required.
- Knowledge of medical terminology is a plus but not required.
- Knowledge of bill processing is a plus but not required.
- Proficient computer skills and extensive knowledge of the Microsoft suite of Office products including Outlook, Word, Excel, and PowerPoint.
- Experience in a fast-paced, fluid environment
- If you do not already have one, you will be required to obtain an applicable resident or designated home state adjusters license and possibly additional state licensure.