Complex Claims Specialist
Berkley
- Jacksonville, FL
- Permanent
- Full-time
- Adjusts and resolves complex to severe commercial claims that may also include all phases of litigation for our Bodily Injury team.
- Plans and conducts investigations of high severity claims (including such activities as interviewing insureds, witnesses and claimants, collecting and evaluating appropriate documentation and securing evidence and protecting the chain-of-custody) to analyze and confirm coverage and to determine liability, compensability and damages; determines need for, and engages independent adjusters, cause and origin experts and independent medical examiners. Refers to claim to subrogation group or Special Investigations Unit as appropriate.
- Assesses policy coverage for submitted claims and notifies the insured of any issues.
- With minimal supervision, drafts complex coverage letters, including reservation of rights and denial letters.
- Determines and establishes reserve requirements, adjusting reserves, as necessary, during the processing of the claim.
- Reviews and analyses claim documentation and legal filings.
- Assesses actual damages associated with claims and confidently conducts negotiation within assigned authority limits, to settle claims.
- Coordinates the litigation activities associated with assigned claims to ensure a timely and cost-effective resolution; attends trials as a representative of the company.
- Acts as senior technical professional on team, assisting team members with escalated issues.
- Develops and maintains excellent rapport with our agency force, insureds, claimants, experts, attorneys, and internal customers
- Attend mediations, trials, and overnight travel as needed.
- Bachelor's Degree
- Strong background in auto and general liability coverage analysis particularly involving commercial claims with complex issues.
- Demonstrates an advanced knowledge of claims case handling practices, legal liability, general insurance policy coverage, and the state`s tort laws as normally acquired through a bachelor`s degree (or equivalent training)
- 3-5 years directly related work experience.
- Ability to investigate and evaluate complex liability claims.
- Ability to analyze available information and make effective decisions.
- Ability to evaluate damages and negotiate fair settlements.
- Advanced analytical skills.
- Advanced knowledge of coverage within the team’s specialty or focus.
- Litigation and mediation management experience required.
- Excellent verbal and written communication skills.