US Regulatory Counsel
Stripe
- New York City, NY San Francisco, CA
- Permanent
- Full-time
- Provide legal advice and support to teams on US payments and money transmission laws
- Counsel Product Legal and Compliance teams on regulatory requirements for US products to enable compliant product development and expansion
- Contribute to licensing and prudential matters and the maintenance of core regulatory programs
- Provide transactional support, including advising on contractual provisions pertaining to payments and money transmission laws across Stripe's various products
- Support business and functional teams in addressing regulatory issues relating to Stripe's customers
- Represent Stripe in regulatory interactions, including responding to regulatory inquiries and participating in regulatory examinations
- Monitor developments in US financial regulations to provide proactive guidance on regulatory trends, risks, and opportunities
- Advise on advocacy in connection with contemplated and proposed laws, rules, and regulations
- Collaborate with business and legal teams across Stripe to address regulatory issues efficiently
- Identify and evaluate business and legal risks, and find creative ways to mitigate them while achieving business goals
- J.D. from an accredited law school and admission to the bar in at least one state
- Minimum of 5 years of experience providing financial services regulatory guidance at a leading law firm, in-house legal department, or US agency focusing on financial services regulation
- Extensive experience advising clients on financial regulatory matters, with preference for prior payments and money transmission experience
- Substantial experience interacting with US regulators, such as OCC, FDIC, CFPB, FinCEN, New York Department of Financial Services, or California Department of Financial Protection and Innovation
- Excellent skills in issue spotting, risk assessment, and problem-solving
- Strong strategic thinking capabilities to enable business partners to make decisions that are grounded in a practical application of the law, technology, and business goals
- Excellent written and verbal communication skills
- Integrity and sound judgment
- Strong understanding of US payments and money transmission laws
- Prior experience in payments, fintech, banking, or securities industries and familiarity with associated regulatory issues
- Skilled in drafting policies and guidance documents, and developing scalable processes
- Ability to provide difficult and complex legal advice in a clear and convincing manner to various stakeholders, including senior management
- Capable of multitasking and working effectively and independently under pressure
- Able to make sound decisions in the face of ambiguity and imperfect information
- Strong interpersonal skills and the ability to build consensus across myriad groups
- A collaborative team player who is willing to pitch in wherever needed in a dynamic, rapidly growing company