Mortgage Underwriter
- Napa, CA
- Permanent
- Full-time
Loan File Management
- Approve loans and make recommendations for loan approval up to established limits.
- Within department timelines, review loan files for accuracy, completeness and compliance.
- Review all denied loans for possible lending options to benefit the Member.
- Educate staff on changes to loan requirements.
- Identify cross sell opportunities that will benefit the Members and RCU.
- Ensure confidentiality and safeguard sensitive Member financial information.
- Recognize and evaluate the loan process and recommend changes that will help maintain maximum efficiency.
- Review and maintain all product guidelines to ensure accuracy with changes in the industry and changes in RCU loan policies.
- Audit first mortgage loan files to ensure completeness prior to funding.
- Develop operational and procedural changes necessary to address any issues or problems noted in quality control reports.