Commercial Lease Banking Officer

• Design and implement plan for a commercial equipment leasing product and service.
• Actively market lease services to existing and prospective customers.
• Responsible for the maintenance and growth of portfolio as determined by senior management.
• Coordinate, prepare and execute lease transactions.
• Analyze transactions and portfolio for financial soundness and potential risk.
• Work with existing customers to maximize leasing/service opportunities.
• Build partnerships that strengthen other business unit relationships.
• Provide production reports to senior management as requested.
• Consistently meet the expectations defined in Central Bank’s six standards of Living Legendary.

• Assist others as needed.
• May be assigned other duties and responsibilities. May be assigned work or training at other assigned locations.

• Bachelor’s degree or equivalent combination of education, training and experience that provides the required knowledge, skills, and abilities.
• Five or more years credit origination and analysis experience with detailed knowledge of bank leasing and lending procedures and policies, lending regulations (state and federal), lien laws, collection/bankruptcy regulations, and loan documentation.
• Previous experience with structuring and negotiating commercial equipment lease agreements including both operating and capital leases.
• Previous experience or extensive knowledge of commercial equipment leasing documentation, residual setting, equipment remarketing, lease servicing and tax administration.
• History of success related to negotiation and sales skills.
• Experience with sales presentations.
• Strong ability to analyze financial statements and credit risk.
• Possess good judgment skills. Ability to make critical decisions independently, research and solve problems, work independently, handle confidential information, and manage multiple tasks.
• Highly motivated self-starter.
• Thorough knowledge of bank products and services.
• Ability to read, write, and speak English.
• Excellent verbal, listening and communication skills. Strong customer relations skills and ability to work with employees and customers in a cooperative manner. Ability and desire to work as part of a team, and with people of diverse backgrounds.
• Strong organizational skills and attention to detail.
• Ability and desire to represent Central Bank of St. Louis in the community.
• Willingness to assume additional responsibilities/duties/projects as they arise.
• Ability to operate office equipment including PC’s, calculators, telephones, voice mail, copy and fax machines.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Ability to drive a vehicle. Must maintain a current, valid driver’s license and an acceptable driving record for bank insurance purposes.

Central Bank