Financial Analyst
American Honda Finance Corp.
- Torrance, CA
- $73,300-110,000 per year
- Permanent
- Full-time
Business Unit: American Honda Finance Corp
Division: Finance & Administration Division
Work Location: Torrance - Main Campus LocationWorkstyle: Onsite
Job Grade: Exempt-2
Salary Range: $73,300.00 - $110,000.00Job PurposeEX2 Financial Analyst – Accounting OperationsAmerican Honda Finance Corporation (AHFC) is seeking a Financial Analyst for our Accounting Operations department. This position will provide accurate and timely estimates and support used for financial reporting in areas related to credit loss for AHFC & HCFI CFS/DFS portfolios. Develop, enhance, and maintain financial models and assumption updates/enhancements under USGAAP and IFRS reporting standards. Responsible for administration of HCFI credit loss model and communication to the Company’s Credit Loss Committees in response to changing business conditions, regulatory environment, and accounting policies.Key AccountabilitiesKey Accountabilities will include but are not limited to
- Process/validate HCFI credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly loss reserve reporting
- Support department Senior Financial Analysts in processing data extracts, maintain department databases, and AHFC forecast models
- Perform analytics on HCFI delinquency, originations, net charge-off, economic and probability of default for CFS and DFS portfolios.
- Support department Senior Analysts to prepare quarter-end credit loss model back testing, footnotes
- Perform analytics on quarterly balance sheet and income statement financial statements
- Provide data analytics and support explanations for internal SOX and external KPMG audits
- Provide HCFI credit loss reserve forecasts to Planning Department
- Provide system support, testing, and validation on department projects and initiatives
- 4-year BS degree in Accounting from a major university with an emphasis on Accounting, Finance, Economics or Statistics
- Minimum 3-years’ experience in financial analysis and accounting
- Extensive experience with Microsoft Office suite (Access, Excel, Word, PowerPoint) and Business Objects (relational databases)
- Experience in analytics of consumer finance receivables
- Knowledge of consumer credit performance metrics, used car market, Honda/Acura products, macro-economic indicators, SOX controls, and external audit processes
- Ability to work with large data sets to derive, aggregate, and calculate key performance metrics and assumptions
- Ability to maintain financial models based on specific accounting and reporting requirements.
- Highly detailed analytics skills to understand, interpret, and effectively communicate results of financial models
- General knowledge of GAAP related to credit loss allowances and lease accounting
- Excellent oral & written communication skills to effectively interface with management, co-workers, external parties, & auditors
- Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
- Paid Overtime
- Regional Bonus (when applicable)
- Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
- Paid time off, including vacation, holidays, shutdown
- Company Paid Short-Term and Long-Term Disability
- 401K Plan with company match + additional contribution
- Relocation assistance (if eligible)
- Advancement Opportunities
- Career Mobility
- Education Reimbursement for Continued Learning
- Training and Development Programs
- Tuition Assistance & Student Loan Repayment
- Lifestyle Account
- Childcare Reimbursement Account
- Elder Care Support
- Wellbeing Program
- Community Service and Engagement Programs
- Product Programs