RELATIONSHIP MANAGER III

Altabank

  • Orem, UT
  • Permanent
  • Full-time
  • 2 months ago
About the Role:Altabank, Division of Glacier Bank, is looking for a Full-time Relationship Manager III for our future Heber Valley branch, will be temporarily based of Orem.SummaryIn partnership with branch/department employees, the Relationship Manager III helps ensure the branch/department controls and the risks to the Bank are met. They also work to meet organizational, financial, operation, service, sales, and growth plans. They will follow established policies and procedures in all areas of the Bank. Oversees provision of a full range of services to internal/external customers and prospective customers. Ensures with Bank partners, that internal/external customers are promptly and professionally served. Develops new and existing business relationships, originates loans, attracts deposits, and sells other Bank products. Analyzes commercial loan requests and makes credit decisions based upon lending policy. Builds and manages a loan portfolio of $25 million or higher with little or no loss, with the overall objective of maintaining and increasing asset quality and generating fee income. Helps ensure honest, open communication is occurring in their loan team, branch, and departments of the Bank they interact with. Fosters an atmosphere of professionalism, trust, teamwork, and caring.DUTIES AND RESPONSIBILITIES:
  • Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
  • Generate and manage a loan portfolio of $25-30 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
  • Manage construction, CRE, SBA, and C&I loans e. ensures compliance with terms and conditions of the loan agreement, collect on past due loans, covenant monitoring, accurate loan grading, and completing other monitoring reports as assigned in a timely manner.
  • Take applications for loan business and analyze the degree of risk involved in making a credit decision.
  • Calls on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
  • Effectively work with a team to prepare and present loans for approval.
  • Reviews all loan documents for completeness, accuracy, and compliance and clearly reviews the details of the approved loan with the customer.
  • Must produce increasing profitable loan volume, maintain a low delinquency and charge off rate, and ensure that lending operations are in accordance with established Bank policies and procedures.
  • Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
  • Stays current on all bank policies, procedures, processes, products, and services by participating in various learning activities.
  • Responds in a timely manner to internal audits, and other management reporting requests.
  • Assists in the training of lending team members as requested.
  • Complete required bank training courses within assigned time frame(s). It is the individual learner responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given, they need to reach out to their supervisor for further clarification or additional training.
  • Adhere to Altabank Core Values.
  • Keeps management appropriately informed of area activities and of any significant problems.
  • Participate in Community Service and Bank sponsored activities that serve and support the mission and values of the Altabank.
  • Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel).
  • Represent Altabank in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility, team work, and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attends and participates in meetings as required.
  • Regular and predictable attendance in order to accomplish, among other things, in-person contact with customers.
  • Duties can change.
#LI-JB1Schedule: M-F 8-5 About You:QUALIFICATIONS:Five to ten years of similar or related experience.A college degree or equivalent combination of education and experience.KNOWLEDGE, SKILL, ABILITY:
  • Must have proven experience in analyzing business financial statements and other pertinent data for assessing risk.
  • Good understanding of business entity structure.
  • Must have knowledge of bank products, lending law and compliance requirements
  • Good computer skills, including the use of CRM tools.
  • Very good communication and writing skills
  • Strong managerial skills.
  • Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
  • Employee must be capable of regular, reliable, and timely attendance.
  • Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem-solving skills.
WORK ENVIRONMENT:
  • Frequent local travel. Average local travel will be 2-3 days a week.
  • No hazardous or significantly unpleasant conditions. (Such as in a typical )
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to:Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.Specific lifting abilities required by this job include:Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes. What We Offer:COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more detailsWe are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.No Recruiters or unsolicited agency referrals please.

Altabank