Community Mortgage Lender
Premier Bank
- Willoughby, OH
- Permanent
- Full-time
- Develops and implements sales strategies to establish relationships with realtors, community development groups, housing counseling agencies, faith-based organizations and other organizations dedicated to underserved borrowers or communities in the market area to increase homeownership referrals.
- Interviews and counsels prospective mortgage applicants regarding loan programs and loan terms. Assist borrowers by making appropriate recommendations.
- Originates residential mortgage loans to low/moderate income borrowers and in low/moderate income tracts using the bank’s loan origination software systems at the point of sale.
- Creates awareness of Premier Bank’s product and services in majority, minority census tracts.
- Demonstrates professionalism and respect to customers and bank partners.
- Complies with Federal and State regulations as well as organizational policies and procedures.
- Promotes bank products and services to loan applicants.
- Completes other duties as assigned
- High school diploma or equivalent.
- Minimum of 3 years related experience in a financial institution with a minimum of two years of community lending experience
- Strong knowledge of mortgage products.
- Strong knowledge of procedural and regulatory requirements.
- Excellent sales, public relations and customer service skills.
- Excellent interpersonal, communication and organizational skills.
- Excellent organizational skills and the ability to adapt to various working conditions.
- Responsible for knowing and ensuring compliance with applicable laws, regulations and guidelines, as detailed in policies that include but are not limited to Bank Secrecy Act and other applicable anti-money-laundering rules, Fair Lending, Community Reinvestment Act, Gramm-Leach-Bliley Act, and other laws and regulations as they pertain to the position.