Risk, Credit Risk, Structured Finance/Commercial Real Estate, Vice President, Salt Lake City
- Salt Lake City, UT
- Permanent
- Full-time
- Approve counterparty credit research reviews and analysis conducted by analysts on Structured Finance and Commercial Real Estate/ REIT financing transactions
- Analyze all credit facilities of the portfolio counterparties and recommend internal credit rating and regulatory risk ratings
- Present findings and recommendations to senior leadership and answer questions relating to analysis performed; Escalate issues to CR senior management
- Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
- Update and maintain existing internal rating methodology for Structured Finance and Commercial Real Estate/ REIT financing facilities
- Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
- Provide both industry specific training and review process training to new hires and juniors analysts
- Coordinate with global colleagues in GS Risk teams as well as with other divisions
- Support key Risk governance and approval committees
- Participate in regulatory examinations
- Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
- Seven (7)+ years of experience in the job offered or a related role.
- Preferred experience in underwriting, credit rating/research, and risk management of either or combination of the following three areas; Structured Finance (warehouse and other asset-backed financings), Commercial Real Estate Lending, and REIT Corporate Financing transactions
- Experience in presenting and defending credit research and findings to colleagues, senior management and internal stakeholders
- Experience in team environment, including experience providing training to junior colleagues and peers
- Highly motivated with strong academic background
- Strong analytical and communication skills, both oral and written
- Team player with an ability to work effectively with colleagues in other regional offices
- Flexibility, ability to learn quickly
- Strong organizational skills and the ability to manage multiple assignments concurrently
- Functional Expertise - Keeps up-to-date with emerging business, economic, and market trends
- Technical Skills - Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
- Drive and Motivation - Successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks
- Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
- Teamwork - Gives evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions
- Communication Skills - Communicates what is relevant and important in a clear and concise manner, shares information/new ideas with others, and demonstrates judgment to escalate as appropriate
- Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
- Creativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
- Influencing Outcomes - Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences others' opinions by presenting persuasive recommendations