Mortgage Loan Officer - Greater Atlanta Area
Regions Bank
- Atlanta, GA
- Permanent
- Full-time
- Completes mortgage applications for submission to the loan processing and underwriting departments
- Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
- Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
- Structures loan to comply with acceptable lending practices and Federal regulations
- Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
- Answers customer calls and walk- in customers to discuss various loan products and qualification information
- Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
- Cross-sells other bank products and services
- Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
- May participate in networking through professional, business and community organizations and activities to promote and market loan products
- High School Diploma or GED
- One (1) year of mortgage lending experience with proven mortgage production
- Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
- Bachelor's degree
- Prior Mortgage Loan Officer experience
- Good organizational skills
- Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
- Knowledgeable on agency and investor regulations and guidelines
- Must be able to build and maintain internal and external relationships to deliver high levels of service
- Must be able to multi-task competing priorities and meet tight deadlines
- Proficient in Microsoft Office products
- Sales acumen
- Strong written and verbal communication skills
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program