PL Underwriter (hybrid)

Grange Insurance

  • Columbus, OH
  • Permanent
  • Full-time
  • 7 days ago
Description :If you're excited about this role but don’t meet every qualification, we still encourage you to apply! At Grange, we value growth and are committed to supporting continuous learning and skill development as you advance in your career with us.Summary: This role is responsible for Profitably underwriting all personal lines preferred lines of business with a focus on risk selection and acceptability, loss prevention and avoidance, proper plan placement and premium assessment. Providing excellent service to both internal and external customers with proven negotiation skills. Maintaining positive agency relationships while assisting in achieving designated loss ratio and growth goals. The candidate must demonstrate analytical skills, communicate effectively, manage time efficiently, have strong decision-making skills, and exhibits proficiency with computer systems.What You’ll Be Doing:
  • Review and underwrite all Preferred Lines new business, amendments, and renewal business risks. Evaluate and assess the overall risk with a focus on ensuring proper plan placement and obtaining adequate premium for the exposure.
  • Adherence to Company underwriting guidelines, procedures and service standards.
  • Assist in promoting products and services to customers including but not limited to, GrangeLive Chats, Complaint Letters, and Policy Information requests.
  • Analyze underwriting issues and develop resolution plans. Understand customer business needs and recommend appropriate actions and solutions to maintain and/or restore profitability.
  • Review property inspections in accordance with Company workflow practices and standards.
  • Effectively identifies and addresses exposures and controls, evaluates loss activity, and monitors key underwriting performance drivers.
  • Reviews assigned portfolio of accounts to analyze macro level profit/growth trends in segment, line of business, geography, etc. Skilled at data and report gathering.
  • Complete Claims referrals in LiveWire, Follow Ups, and Risk Alert referrals.
  • Educate agencies about our Personal Lines products, services, automation, cross selling, and underwriting standards. Inform agents of Underwriting and/or product changes.
  • Develop and maintain on-going strong agency relationships.
  • Assist with agency development and training as necessary.
  • Identify and recommend process improvement, efficiency, rate evasion, premium leakage, and expense management enhancements.
  • Actively participate in continuous improvement:
  • Be fully engaged in daily/weekly huddles
  • Generate suggestions and share opinions
  • Participate in problem solving activities
  • Use continuous improvement tools to support the work of the team
What You’ll Bring To The Company:Bachelor’s Degree, CPCU, or continuous course work in an insurance related program is preferred. Must have successfully completed Underwriting Training and attained a minimum of two years of relevant experience as a Personal Lines Underwriter in the insurance industry. Knowledge of state regulatory statutes and laws in the operating states required. Excellent written and verbal communication skills and the ability to interact effectively with Agents, Policyholders and Grange personnel required. Requires an individual who is “results oriented" with excellent decision-making ability, organizational skills, and capable of managing their work to meet time sensitive deadlines. Strong PC skills with knowledge of business software, such as MS Word, Excel, Teams, and One Note required. Some overnight travel may be required.About Us:Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent).Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave.Who We Are:We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength. We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow.Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals.Our Inclusive Culture Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth. Together, we use our individual experiences to learn from one another and grow as professionals and as people.We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.

Grange Insurance