Commercial (Field) Underwriter
Rural Mutual Insurance
- La Crosse, WI
- Permanent
- Full-time
- Evaluate farm and commercial risks for acceptance, rejection, or modification in compliance with Company procedures and guidelines. This includes physical inspection of these risks and providing risk management information to agents, policyholders, and/or prospects.
- Prepare complete instructions for the rating and issuance of new policies.
- Apply and substantiate Individual Rate Modification for farm and commercial policies (except Workers’ Compensation).
- Participate in agent training.
- Develop and maintain a weekly schedule of fieldwork, with travel to counties within an assigned territory, with office availability for completion of reports, applications, and communication with the home office and agents.
- Minimum 3 years of farm and/or property/casualty underwriting experience.
- Strong interpersonal and communications skills are required to work with insurance agents, actuaries, policyholders, and others
- Ability to be a team player.
- Self-motivated with demonstrated ability to work independently.
- Basic understanding of construction types for buildings and the basic mechanical systems (plumbing, heating, and electrical).
- Ability to operate a personal computer, including experience with Microsoft Office.
- Valid driver’s license.
- Associate in Commercial Underwriting (AU) and/or Chartered Property and Casualty Underwriter (CPCU) designations considered a bonus
- Bachelor’s degree in insurance, business, or related field preferred.
- Bilingual abilities (Spanish, Hmong, etc.) are a plus.
What You'll Love About Rural Mutual Insurance:We are a leading property and casualty insurance company based in Wisconsin, well known for our financial strength and longevity in the insurance industry. Our reputation in the marketplace ensures stability and opens up numerous growth opportunities for our employees.We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff, our agents, and our customers. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference through the work that we do.We believe in a healthy work/life balance and, to that end, offer a competitive and comprehensive compensation package including health, dental, life, LTD, and vision insurance as well as an employee bonus plan, matching 401(k) plan, and generous time off benefits.