Mortgage Loan Originator WA
D.R. Horton
- Kirkland, WA
- $35,360 per year
- Permanent
- Full-time
- Interview mortgage applicants to understand and educate them on their available financing options. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
- Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
- Maintain reports and notes within the origination software and customer relationship management systems
- Review new leads daily and contact them to earn their business
- Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
- Make presentations on loan products in sales meetings and with Sales staff in builder communities
- Quickly respond to Operations in order to facilitate an efficient loan process
- Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
- Market the company’s products and services accurately and effectively to potential business sources
- Develop sales leads for mortgages in builder communities and real estate offices
- Provide weekend coverage in builder communities and grand opening functions
- Review all documentation provided by the borrower, check for accuracy, and address any discrepancies
- Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
- Provide input to management, and attend production/staff meetings
- Infrequently, assist in resolving post-closing/funding problems
- Attend loan closings when possible
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
- Bachelor's degree from four-year college or university
- One to two years of related experience and/or training
- Must have a vehicle and a valid driver’s license
- Licensed Mortgage Loan Originator as required by state
- Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
- Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
- Proficiency with MS Office and email
- Salary Range: $35,360 plus commission
- Strong written and oral communication skills
- Ability to accurately and efficiently process and record a large volume of data
- Ability to act as a team player and be willing to accept constructive criticism
- Bilingual preferred
- Medical, Vision and Dental
- 401(K)
- Employee Stock Purchase Plan
- Flex Spending Accounts
- Life Insurance
- Vacation, Sick, Personal Time and Company Holidays