Financial Senior Advisor
Plante & Moran
- Southfield, MI
- Permanent
- Full-time
- Engaging in client discussions to determine client's assets, liabilities, cash flow, insurance coverage, tax status, charitable intentions, and financial objectives
- Analyzing client's financial status; designing and developing timely financial plans and procedures based on analysis of data, and discussing financial options with client
- Leading various practice development activities, resource gathering, and service product development assignments and leading design and presentation of sales process
- Networking with internal peers and external professionals to promote knowledge of service offering
- Preparing and reviewing documents to engage client and implement plan selected by client
- Managing the new client onboarding process
- Consulting with clients on risk tolerance and investment policy
- Conveying regulatory, legal, and technical issues to appropriate parties
- Performing recurring quality control procedures on account activity (assuring mutual fund trades and wires with appropriate custodians have taken place, distributions to the client, etc.)
- Maintaining contact with client to revise existing plan based on modified needs of client or changes in investment market
- Utilizing internal trading system to propose trades for client portfolios
- Discussing current long term macroeconomic trends and portfolio items to clients
- Tax planning and consulting with CPA on tax compliance matters for clients
- General estate planning and coordination with external attorneys and internal wealth transfer specialist
- Bachelor's degree in Business, Accounting, or Finance required
- 3+ years of experience as a Financial Planner (within a brokerage, RIA, financial planning firm/practice, or money management firm)
- Pursuit of CFP will be required, if not already obtained
- Skilled at working with numbers and budgets and ability to understand complicated financial documents
- Strong Excel skills preferred
- Passion for networking, developing relationships, and pursuing new client opportunities