
Credit Strategy Manager
- Detroit, MI
- Permanent
- Full-time
- Oversee the development and execution of credit strategies for affiliate partners, ensuring that the personal loan offers are competitive, sustainable and aligned with the company’s goals
- Develop and implement credit and fraud risk assessment methodologies and tools, leveraging strong understanding of regulatory requirements and compliance in the credit industry
- Collaborate with cross-functional teams to analyze data and translate that to build and implement proposals ensuring the strategic alignment of credit-based initiatives
- Utilize programing programs to extract and manipulate data, conduct data analysis and build credit and fraud risk strategies
- Building compelling data visualizations and distilling key informative messages clearly from large amounts of data
- Use data analytics to assess the impact of credit on affiliate performance, present findings and recommendations to stakeholders, including senior management, to support decisions-making process
- 4 years of credit experience managing credit strategy with a focus on personal loans or related lending products
- Master’s degree in business, statistics, STEM, economics or a related field
- Expert in data tools for data extraction, manipulation and analysis, including SQL or Python
- Strong hands-on data and analytical skills
- Strong ability to develop and present business proposals aimed at enhancing originations and optimizing portfolio performance
- Ability to analyze complex financial data, make informed credit decisions and recommend risk mitigation strategies
- Strong problem-solving and decision-making skills
- Experience in managing credit strategies for affiliate partners
- Strong communication and interpersonal skills to collaborate effectively with cross-functional teams