Relationship Manager III
- Huntsville, AL
- Permanent
- Full-time
- Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
- Interviews commercial applicants and processes loan requests.
- Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
- Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
- Approves loans that meet established lending criteria and are within approved lending limits.
- Maintains customer relationships.
- Manages a portfolio of consumer and commercial loans (primarily commercial).
- May coordinate some collection efforts.
- Provides and maintains a professional, business-like atmosphere within the banking division.
- Represents the financial institution in public relations activities and community affairs.
- Excellent interpersonal and customer service skills.
- Sales oriented.
- Strong desire to be part of a winning team that is growing presence in our Market.
- Bachelor’s degree or equivalent work experience.
- A minimum of 6 - 8 years' experience in a financial institution as a commercial lender.
- Knowledge of laws and regulations applicable to lending practices.
- Proven track record of developing new business and successfully managing a portfolio.
- Regular and reliable attendance.
- Works cooperatively with others.
- Strong Interpersonal skills.
- Excellent foundation in Commercial Lending.
- Ability to present opportunities clearly and concisely to a committee