Credit Analyst
Solarity Credit Union
- Yakima, WA
- $77,967-96,697 per year
- Permanent
- Full-time
- Courage: Having the fortitude to remain accountable, maintain the self-esteem of teammates and having the confidence to make decisions based on good judgment.
- Impact: Pursues meaningful results to make a positive difference, not satisfied with the status quo, and you want to constantly exceed the expectations of members and coworkers.
- Passion: You have a member-obsessed mindset and bring energy and focus to all aspects of your job. You are interested in celebrating wins of others, and constantly embrace organization initiatives and change!
- A degree in business, finance, accounting, or related field.
- 3 or more years' experience in commercial lending, credit analysis, servicing, and portfolio management.
- Knowledge of economics, accounting, sales, marketing, business, and management principles and practices.
- Strong leadership and interpersonal skills.
- The ability to work productively in a positive team environment.
- Analyze, recommend or approve business loans in both real estate and C&I lending areas.
- Prepare and present loan narratives to Solarity's business credit committee for overlimit loan approval.
- Support management on product analysis and market research.
- Complete annual business loan reviews in a timely manner, providing relevancy and accuracy in reviews as verified by audit.
- Provide credit portfolio reports on diverse financial and credit subject areas to appropriate parties and committees.
- Develop risk mitigation strategies for loans during the underwriting process
- Collect required documentation and prepare files for audits and examinations
- Collaborate with peers to process loan requests, provide structuring suggestions and promote best value to our members
- As the day winds down, you review your completed tasks, make sure every "to-do" is addressed, and prepare your priorities for tomorrow.
- You leave the office confident that members' needs are met, deadlines are on track, and you're ready to start fresh in the morning.
- A comprehensive benefits package low-cost medical, dental, vision, life, and disability coverage for yourself and your family with a generous employer contribution to your health savings account.
- Generous paid time off allowances plus 12 paid holidays annually.
- A substantial retirement program match of up to 6% of your annual earnings.
- An employee wellness program including EAP coverage and gym reimbursement.
- An organizational culture that is committed to your success.
- Significant opportunity for career growth.
- A supportive leadership team.
- Excellent member service-oriented culture.
- Annual pay range $77,967 - $96,697