Commercial Real Estate Credit Portfolio Management and Restructuring Analyst (New York, NY)
Affinius Capital
- New York City, NY
- $100,000 per year
- Permanent
- Full-time
- Support the workout process for distressed loan restructurings, developing comprehensive underwriting models to evaluate investment performance and analyze restructuring strategies.
- Participate in restructuring negotiations with borrowers, co-lenders, and servicers.
- Create and present detailed investment memos outlining resolution strategies.
- Monitor the performance of a portfolio of commercial real estate loans (bridge, construction, mezzanine, preferred equity, and stabilized debt).
- Conduct regular credit reviews and prepare internal reporting on portfolio performance, risk ratings, and concentration exposures.
- Collaborate with asset management, originations, and credit teams to assess borrower performance and evolving market risks.
- Update and maintain portfolio databases, dashboards, and risk metrics.
- Additional duties, as assigned
- Bachelor’s degree in Finance, Real Estate, Economics, or a related field
- 1-3 years of experience in commercial real estate credit, loan portfolio management, or workouts
- Strong financial modeling and valuation skills (Excel, Argus, etc.)
- Familiarity across commercial real estate asset classes (office, retail, industrial, multifamily, hospitality, life sciences) and capital structures
- Excellent time management and written and verbal communication skills
- Proficiency in analyzing loan documents, covenants, and legal agreements
- Ability to manage multipl complex transactions in a dynamic environment
- Must be willing to work on-site
- Qualifications may warrant placement in different job title