CRA Mortgage Loan Originator
UCBI
- Brentwood, TN
- Permanent
- Full-time
- 11 paid holidays
- 1 Holiyay
- 10 paid vacation days
- Up to 7 personal days per year
- Up to 7 sick days per year
- Paid Parental Leave
- 1 day of paid volunteer time
- 401(k) company match of up to 5%
- Competitive Medical, Dental and Vision plans, including domestic partner eligibility
- Employee Assistance Program
- AND MORE!
- Originate Community Reinvestment Act (CRA) loans in targeted assessment areas
- Collaborate with senior management and the CRA Development Officer in furthering the organization’s commitment to being a meaningful and active participant in the communities in which the bank operates and act as an advocate for the bank in connection with identified community-focused service and lending opportunities
- Collaborate with the bank’s CRA Committee and CRA Development Officer on the Community Reinvestment Act strategic plan as it relates to residential mortgage production
- Engage in community networking in an effort to seek opportunities to partner with organizations to bring innovative and flexible financial solutions to meet the financial and credit needs of low- and moderate-income individuals, with a specific focus on residential mortgages
- Liaise with local governments and community development organizations ensuring the bank’s presence is known and respected in the community. Build and manage a network of contacts within state and local government and community organizations.
- Develop recommendations, presentations and reports for the CRA Committee with recommendations regarding potential direction for the mortgage channel. Develop close working relationships throughout the organization, including but not limited to the sales, business development and internal corporate teams.
- Document CRA activities and outreach efforts performed
- Ensure UCMS staff is aware of and trained on CRA and fair lending requirements
- Keep up-to-date on CRA-related industry practices, and trends through attending training events and conferences
- A minimum of five (5) years of related experience within a regulated financial institution preferably a bank
- Strong working knowledge of or ability to quickly become fluent in the requirements of the Community Reinvestment Act (CRA), Fair Lending laws (including the Fair Housing Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act) and related regulations
- Excellent verbal, written, and interpersonal communication skills with the ability to communicate with executive management, regulatory officials, and community and government representatives
- Demonstrated experience in initiating and managing projects and work across multiple departments and operational functions
- Demonstrated leadership skills and ability to effectively formulate, communicate, and drive a CRA-based production plan
- Ability to maintain and leverage a wide range of CRA-related contacts in the bank footprint including private, state and local government and community organizations
- A team player able to work effectively in a team fostered, multi-tasking environment
- Proficient in Microsoft Office suite, e.g., Excel, PowerPoint, Word, Outlook
- Must be able to pass a criminal background check
- This is a full-time, non-remote position