Treasury Management Risk Analyst

Ameris Bank

  • Atlanta, GA
  • Permanent
  • Full-time
  • 17 days ago
Description :Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our and how you can bring it to life as an Ameris Bank teammate.The Treasury Management Risk Analyst will be responsible for understanding regulatory requirements and threat landscape associated with, but not limited to, Treasury Management and related online banking applications. Responsible for actively implementing and conducting necessary risk reviews, annual customer reviews and documentation review. This position will be responsible for the day-to-day oversight of all risk related to Treasury products and services. Performs other projects and duties as assigned.Essential Functions, Duties, and Responsibilities:· Track and monitor Treasury products and limits to manage risk and ensure adherence to regulation compliance.· Monitor ACH returns based on NACHA operating rules. Ensure NACHA compliance for all ACH origination.· Monitor and report metrics related to Treasury products and other electronic banking products as requested.· Conduct and track annual customer reviews for various products.· Work on ACH special projects for internal customers as well as Ameris partnerships.· Work with Audit and Risk to create controls, and test the established controls for all Treasury products and services.· Provide requested detailed reporting for all Treasury products and services for research and monitoring.· Administrator over NACHA Treasury Risk Management Portal and Registration.· Create and maintain policies and procedures related to Treasury products and services.· Ensure that treasury agreements are obtained during conversions and acquisitions.· Assist management in reviewing and analyzing new systems, software, and processes to improve the efficiencies of the company and customer experience, both internally and externally. Provide ongoing support and guidance on the systems and processes.· Communicate problems, challenges, risks and successes as needed.· Ensure process and procedures adhere to regulatory and internal audit compliance standards.· Participate in business line projects as assigned to represent the Treasury Management team as needed.· Partner with other members of Treasury and other business lines in a collaborative environment.· Provide an environment which promotes open communication and positive feedback.· Work with management to ensure new product development addresses known or potential risk with Treasury products and agreements.Required Knowledge, Skills and Competencies:· Excellent organizational, analytical and interpersonal skills.· Strong problem-solving, negotiation and follow-up skills.· Strong verbal and written communication skills.· Computer literate; fluency in Microsoft Office Suite; and systems integration.· Strong knowledge of Treasury risk and risk mitigation.· Strong knowledge of NACHA, Reg E, BSA and various portions of U.C.C. regulations.Industry and Work Experience:· Minimum 5-7 years of financial services experience required.· 3-5 years of Treasury or cash management experience required.Academic:· High school diploma or GED required.· Bachelor’s degree in Finance or related field preferred.· Accredited ACH Professional certification preferred.· Accredited Payments Risk Professional certification preferred.Benefits Available to Employees:Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
  • Medical, Dental and Vision Insurance
  • Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
  • Life Insurance provided at no additional cost to employees
  • Accidental Death & Dismemberment Coverage
  • Long-Term Disability Coverage
  • Paid Sick and Vacation Leave
  • 11 Holidays
  • Volunteer/Service Day
  • Employee Stock Purchase Plan
  • 401(k) Retirement Plan
  • Ameris Bank matches 50% of your first 8% of contributions to the plan
  • Flexible Spending Accounts
  • Health Savings Account
  • Health Reimbursement Arrangement
  • Supplemental Life & Other Insurance Plans
  • Identity Theft Protection
  • Pet Insurance
  • Legal Insurance
  • Employee Assistance Program
  • Employee Advocacy Program
  • Tickets at Work (Entertainment discounts for Ameris Bank Employees)
  • Wellness Discounts for Medical Premiums and Other Rewards
  • Employee Referral Incentive
  • Education Assistance
  • Employee Resource Groups
Banking Advantages for Employees:In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
  • Free Interest Checking
  • Free Safe Deposit Box
  • Free Money Orders, Travelers’ Checks and Cashier Checks
  • Discount on Mortgage Origination Fee
  • Free Online Banking and Free Unlimited Online Bill Payment
  • Employee Banking Perks
Disclaimer:The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Ameris Bank