Summer 2026 Internship – Auto Finance (Cranberry Township, PA)

Ally Financial

  • Cranberry Township, PA
  • Training
  • Full-time
  • 1 day ago
Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.The OpportunityThe OpportunityWe're in the business of putting people first and we've been doing just that for over 100 years. Our mission isn't performative either: we show up for our customers when it comes to their financial needs. We're making banking smarter and simpler while serving our communities. We value and encourage the mantra of working better together.That's where you come into play. Test drive the tools in your educational toolbox and learn some new skills along the way with an 11-week paid internship with us. Your internship with Ally will move you from educated to experienced.The Ally Internship Program guides and mentors students with development opportunities and experiences that support your career interests while also driving the business forward. You'll have the opportunity to connect with diverse teams and functions across the company. You will interact with Ally's leadership and learn from their personal successes. You will gain the experience to know what it means to be an Ally!As part of our Internship Program, you will have an opportunity to:Have hands on experience and project-based workAttend Orientation, Executive Speaking Series, and learning sessions as an Intern cohortParticipate in Mentoring Program and Giving Back EventsNetwork with your peers, your team, and those Allys you find interestingLead an end of assignment presentationThe DetailsInternship Program Timing: May 26 - August 7, 202640 hours each week with a mix of in-office and remote working daysProject-based workMarket competitive hourly compensation and a sign-on bonus, as well as financial housing assistance for those who qualifySuccessful interns will have the opportunity to return to Ally in an Early Talent Program or full-time role, or to a second internship, depending upon graduation timing.The Work ItselfAreas of Opportunity:· Commercial Underwriting - responsible for completing the financial analysis and related due diligence for extensions of inventory credit lines and other commercial loans (real estate, working capital, lines of credit) to current and prospective automotive dealership customers.· Consumer Underwriting - this group evaluates, negotiates, and decisions consumer offerings within Ally's underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories.· Credit Administration - This group is responsible for providing support directly and indirectly to our dealer customers that include performing daily tasks that support and accurately maintain our dealers wholesale accounts. This includes the onboarding of new retail relationships with automotive dealerships, oversight of collateral audits, funding and payoff of floorplan units, accounting and payment processing of all payments to/from automotive dealerships in the Ally commercial portfolio, and preparation and maintenance of collateral and security documentation.· Portfolio Management/Dealer Management - facilitate the delivery and management of products and services to automotive dealers, including lines of credit for vehicle inventory, equipment, working capital and real estate loans, and commercial insurance products, to assist in dealership operations. Roles and responsibilities include credit underwriting, new business development, loan closing, payment processing and account management.· Sales Analytics - Analyze data and trends among a variety of sales functions within the Auto Finance Regional Business Center. Be able to provide to senior leadership industry insights, program updates, and custom reports when necessary. Support sales teams with proofs, identify opportunities, and mitigate risks through data analysis.The Skills You BringThe Skills You BringRequired qualifications.
  • Rising Junior or Senior (during the time of internship) in a full-time undergraduate program.
  • Major/Course of Study: Business, Finance, or related field preferred.
  • Excellent leadership, interpersonal and communication skills.
  • Demonstrates Analytical Thinking, Collaboration, Learning Agility.
  • Available for the full duration of the internship program.
  • Eligible to work in the US for any employer without sponsorship from the company now or in the future.
How We'll Have Your BackAlly's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
  • Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
  • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
  • Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
  • Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
  • Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
  • Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
  • To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are:Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Ally Financial