
Universal Banker III (Senior Banker)
- Webster City, IA
- Permanent
- Full-time
- Medical, Dental & Vision Plans
- Option for Health Savings Account (HSA)
- Life Insurance (Company paid for employee)
- 401K and Employee Stock Ownership Plan (ESOP)
- Company Paid Short & Long Term Disability Insurance
- Flexible Spending Account (FSA) & Dependent Care
- Eligibility for Tuition Assistance and Discounts
- Employee Assistance Program (EAP)
- Build relationships with customers by identifying needs and offering solutions
- Provide accurate information to customers based on product and service knowledge and understanding of the banking industry
- Sell, open and maintain banking products and services to new and existing customers
- Proficient in customer account opening, maintenance and closing accounts (including checking, savings, CDs and safe deposit boxes)
- Efficiently and proficiently open and service business accounts, fiduciary accounts and HSA/IRA accounts
- Proficient in Business Online Cash Management Services, including annual contract renewals and risk rating
- Process check orders; follow check cashing procedures; issue cashier's checks; process wire transfers, perform online and mobile banking maintenance; process stop payments and debit card disputes
- Cross sell/refer bank products and services to other areas of the bank, including commercial and mortgage lending
- Handle financial transactions efficiently and effectively with all customers (including, but not limited to deposits, withdrawals, advances, loan payments and merchant transactions)
- Maintain a balanced cash drawer
- Meet or exceed all established branch goals and contribute to branch deposit growth
- Provide awareness of all banking products and services via outbound communication and interaction with current and prospective clients through prospecting and sales visits
- Perform ITM duties in applicable markets
- Cross sell/refer bank products and services to other areas of the bank, including commercial and mortgage lending
- High school diploma or equivalent required
- Previous Banking experience
- Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required
- Strong math skills; add, subtract, multiply and divide in all units of measure
- Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, understand procedures, and speak clearly to customers and employees
- Must be able to multi-task in a busy environment
- Understands computer and other equipment capabilities and limitations
- Exceptional organizational and time management skills
- Maintain a complete understanding of regulatory and compliance policies and procedures
- Must be able to work flexible hours and shifts
- Travel to/from and work in multiple locations; must have a valid driver's license and reliable transportation