An Overview of the RoleAs the Dealer Finance Manager, you will lead and oversee a team of Dealer Finance Analysts and Credit Manager, ensuring robust credit risk management across Kubota's dealer network. You'll monitor and optimize dealer floor plan solutions and team performance, collaborating with internal stakeholders to drive operational excellence and mitigate risk.What you'll do:
Engage in the credit underwriting process by analyzing financial information and credit history for Kubota Dealership Entities and Principals.
Manage KTC wholesale credit limit allocation and floor plan (receivable) assets for assigned dealership locations and decisioning orders that have failed validation as a representative of the Dealer Finance department at the Northern Division.Lead, mentor, and manage members of Northern Division Dealer Finance team. Oversee activities including: collection of dealership financials, audits, reconciliations, collections, and UCC lien perfections and PMSI letters. * Manage all employees in the assigned department. Responsibilities include, but are not limited to, hiring, managing performance through coaching and training, delegation and review work products.Approve and monitor various floor plan programs including used and rental. Maintain used equipment receivable advances within established guidelines.KCC rental program applications for assigned dealership accounts, monitor monthly payment status and take corrective action when required.Conduct dealer training and visits to help monitor and advise high risk (Watch List) dealers and report updates to Dealer Finance Senior Management. * Prepare annual budget recommendations for the division finance department and monitor subsequent cost control within budget guidelines. Review current and prior year expenditures and perform projections of future needs.Direct and monitor all finance related litigation activities involving dealers through direct involvement with KTC and outside attorneys.Other duties as assigned by management.What We're Looking For:Bachelor's degree in Business, Finance, Mathematics, Accounting or related area, required.At least 5 years wholesale credit experience, required.Minimum of 3 years of previous supervisory experience related to credit risk management, required.Strong proficiency in wholesale credit risk analysis with the capacity to interpret complex financial statements, requiredPrevious experience conducting and supervising audit activity, requiredPrevious experience with dealership liquidations and workout situations, preferredProficiency using Microsoft Office Suite,Previous experience with cloud-based platforms and Enterprise Resource Planning (ERP) systems, required; additional proficiency in SAP (S4 Hana) is preferred.25% travel requiredPHYSICAL REQUIREMENTS:Typical office environment.
