Associate General Counsel - Consumer Deposits (Hybrid - see details in job posting)
M&T Bank
Buffalo, NY
Permanent
Full-time
15 days ago
*** This will be a hybrid position requiring in-office work three (3) days/week and ideally will be based in Buffalo, NY but may be based in Wilmington, DE or Paramus, NJ depending upon the location of the final candidate.Overview:Provide counsel and advice on complex legal matters affecting the organization, and work with representatives from various business lines and support units. Execute strategic direction, policies and guidelines for the Bank’s Legal division and may represent the Bank with industry associations, government and regulatory bodies.Primary Responsibilities:Perform a variety of complex or specialized legal activities to protect the organization and help ensure it complies with all relevant laws and regulations.Provide legal advice within area of expertise to relevant managers to ensure their activities, policies, business practices, and transactions comply with all relevant laws and regulations.Make recommendations to senior management on how to respond to legal issues or proposed changes in laws and regulations.Review and approve legal contracts, letters of agreement, and other documents related to a variety of trade, commercial, financial, and operational matters to protect the organization's legal and business interests.Partner with Compliance, Risk and Audit groups on supported divisional/departmental matters, as appropriate.Develop and implement streamlined and strategic policies and procedures for the legal support of supported division/department(s).Prepare or review more complex materials for external legal counsel.Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.Scope of Responsibilities:This position is responsible for providing analysis and counsel on complex legal issues for departments supported. Incumbent should be able to anticipate and guard against legal risks facing M&T, develop and recommend corporate policy and positions on legal issues and conduct and coordinate research into a variety of legal issues. This is a senior level position that requires interaction with senior and executive management on a regular basis.Education and Experience Required:J.D. from an accredited law school.Minimum of 7 years' experience as an attorney or other relevant legal experience, ideally related to consumer deposit and/or consumer credit.Minimum of 5 years' work leadership experienceNew York State or applicable state bar admission.Ability to identify legal issues, evaluate legal risks, and offer solutions.Strong negotiation, interpersonal, organizational skills.Excellent writing, analytical and verbal skills.Strong analytical and decision-making skills.Preferred Qualifications:Experience in consumer and business deposit areas: regulatory, product development, contract negotiation, complaint, & other matters, checks, ACH & wire transfers, debit & ATM cards, safe deposit boxes, IRAs, IOLTA/IOLAs, escrows, & lease security accounts.Experience with state and federal laws relating to deposit accounts and related services, such as the Electronic Fund Transfer Act, Expedited Funds Availability Act, Truth in Savings Act, UDAAP, & E-sign Act AND/OR consumer credit products, including writing agreements, handing complaints, advising on federal and state laws and regulations etc.M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $154,629.62 - $257,716.03 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location Buffalo, New York, United States of America
